A digital credit ledger for shops and traders
Who owes how much, who paid and when, and how much of your money is with customers — all on one screen. The app does the maths for you.
Built for: Grocery stores, Mini-markets, Market traders, Wholesalers, Building materials, Auto parts, Clothing stores, Repair shops.
Why Qarz Daftar
The paper notebook worked for years. But the more customers you have, the harder it is to find who owes what — and to add it all up without mistakes.
Before
September
Botir aka450,000
Dilbar opa (?)150,000
Ravshan duxtir5?0,000
Total = ???
Now
Inside the app
These are real screens from the app. Pick a section to see how it works.
See who owes what right in the list. Find anyone instantly by name, phone or customer ID.
Enter the amount and add a note if you like. The app shows the new balance before you save.
When they took credit and when they paid — all dated. If there’s a dispute, send the history to the customer.
Send to one customer or to all of them at once. See who was messaged today and how many SMS you have left.
Total outstanding debt and your biggest debtors. Download the report as an Excel file and open it anywhere.
Lock the app with a PIN, Face ID or fingerprint. Your data lives in your account, so losing your phone doesn’t mean losing your records.
And there’s more
Late payers are flagged automatically. You’ll also see when a customer is blacklisted by other shops.
Customers get a message after every debt or payment, so there are fewer disputes.
Keep track of debts in Telegram without opening the app.
No retyping names and numbers — pick customers from your phone contacts.
Enter debts from your paper notebook with an opening balance and date.
Keep separate books for each shop from one account.
Download your customer report as an Excel file.
Switch the app’s language at any time.
Web version
Qarz Daftar isn’t just a mobile app. Sign in on a computer and you’ll see the same customers, the same debts and the same reports — just on a bigger screen.
Open it in a browser and get to work — on a computer, laptop or tablet.
A debt you record on your phone shows up on your computer too: same customers, same books.
We text a code to your phone number. If the number is new, an account is created automatically.
Both buttons open qarzdaftarclient.rbsx.uz — sign-in and sign-up happen on the same page.
Who it’s for
Wherever customers say “I’ll pay you later”, Qarz Daftar belongs.
Neighbours buy on credit every day. Keep track of who took what without mix-ups.
Large amounts paid back in instalments — every payment dated.
Regular customers’ balances at a glance. Send late payers an SMS reminder.
Record what’s owed for work or goods, so nothing is forgotten until it’s paid.
How it works
Nothing to learn — it makes sense from day one.
With your phone number, Google or Apple — in a minute.
Just give it a name. Address and notes are optional.
Pick a customer, enter the amount — the balance updates itself.
Pricing
Choose a plan inside the app and pay with Payme.
Get started with the essentials.
0UZS
Start freeMore tools for everyday work.
29,900UZS / 30 days
Activate in the appRecommended
Everything in Standard, plus automatic SMS and 24/7 support.
49,900UZS / 30 days
Activate in the appExact SMS and shop limits for each plan are shown in the app under “Tariflar va limitlar” (Plans and limits). If you run out of monthly SMS, you can buy an extra SMS pack.
FAQ
Can’t find an answer? Message us on Telegram and we’ll reply ourselves.
Yes. Downloading the app and using the free plan costs nothing. If you need more SMS, the Telegram bot and the blacklist, switch to Standard (29,900 UZS) or Premium (49,900 UZS) — each for 30 days.
No. Your data is kept in your account, not on the phone. Sign in on your new phone and all your customers and debts will be there.
No, you need an internet connection to record a debt or a payment. In return, your data is always saved to your account and visible from any device.
Yes. When you add a customer, enter the opening balance and its date — the books continue from that amount.
In the SMS section you pick debtors and send a message to one of them or to all at once. The monthly SMS limit depends on your plan; if it runs out, you can buy an extra SMS pack. On Premium, customers automatically get an SMS after every debt or payment.
Debtors who are later than the limit you set are added to the blacklist automatically. If a customer is blacklisted by other shops, you’ll see a warning on their page — before you sell to them on credit.
Yes. One account can have several shops, each with its own customers and books. The number of shops depends on your plan.
Choose a plan or an SMS pack in the app; the payment is made on Payme’s secure page.
Yes. Qarz Daftar has a web version: open qarzdaftarclient.rbsx.uz in your browser and sign in with your phone number. It’s the same account — the customers and debts from your phone are there too, and there’s nothing to install.
It installs from Google Play on Android phones and from the App Store on iPhone, and runs in the browser on a computer. The app is available in Uzbek and Russian.
Download the app, add your shop and record your first debt in a minute. It’s free to start.
Working on a computer? Sign in or create an account in the web version
Scan with your phone camera
